Tom Garrity

Branch Sales Manager


I enjoy being an integral part of my borrower’s mission. Whether it’s a first time homebuyer, an investor or those buying that second/vacation home I can’t hold back that sharing smile when the last document is signed and the keys are handed across the table!

I pride myself on educating my borrowers on the different loan types, loan requirements and finally the process itself. I need their input so I can better understand what will be best for them and their situation.

I am qualified to work with all loan types. Qualifying was the easy part! Knowing all the layers and intricacies of each is pertinent. My goal is to give you choices. We need to tailor the loan terms to best fit your situation. I want to do it right the first time! I am licensed in Minnesota, Wisconsin, North Dakota, South Dakota and Florida.

I am a Certified Military Housing Specialist. I want to assist those that have served or those that are currently serving our country in any branch of the Armed Forces. I want to work for you!

My wife Mary and I have been married for 34 years and have 2 sons. Both are married and have given us two marvelous daughters-in-law and five beautiful grandchildren. I enjoy golfing, fishing and I am an avid sports fan.

Mortgage Consultant, Woodbury

NMLS# 270189

Office 651-714-6461

Mobile 651-338-3088

Fax 651-714-6470

Whether you’re buying a new home or refinancing your current mortgage, our experienced local mortgage consultants
will work with you from start to finish to find the best loan for your needs with unbeatable hometown service.
For financing made easy, come home to Cambria Mortgage.